Friday, March 18, 2022

Do you need fire insurance? Here's why!


Did it ever cross your mind how you can secure your home which is one of your largest investments? Have you ever considered Fire insurance?

Fire insurance is a type of property insurance that you may buy to safeguard your home and your things. However, it's not something we think about every day. Am I right? Yes? Let’s face it—unforeseen events can happen to your home at any time that’s why you have to know that investing in something important would ensure you and your family’s future.

There are different types of insurance being offered out there and fire insurance, on the other hand, was not always an option for people. So let me give you a thousand and one reasons why it is imperative that you have to have one like Cebuana Lhuiller’s ProtectMAX! It is a low-cost micro-insurance product that even minimum-wage earners will definitely afford! It’s all-in-one protection at an affordable price that’s worth your hard-earned money — a more cost-effective option than the other micro insurances you may have heard of in the past. 

Why did I say this? Because Cebuana Lhuiller’s ProtectMAX is a microinsurance product designed for individuals aged 7 to 70 years old with Death Benefit, Accident or Sickness Emergency Cash Assistance, Accidental Dismemberment and/or Disablement, Murder and Unprovoked Assault and Residential Fire Reconstruction cash assistance. And all you just need is P50 to avail this amazing Microinsurance not to mention that documentation needs are likewise minimal and simple to meet.

If you’ll ask me, you would be better off investing in ProtectMAX microinsurance —for one, it is both reasonable and worth your hard-earned money. Plus it does include qualified beneficiaries such as your legal spouse, your kids who are of legal age (18 years old), your parents (which includes your mother and father), and your siblings (should be of legal age as well, married or single would still count). Each certificate is valid for four (4) months from the date of issuance and can be availed up to a maximum of 5 certificates per insured. 

One (1) COC
PremiumBenefitsCoverage
Php 50Accidental DeathPhp 25,000
Accidental Dismemberment and/or DisablementPhp 20,000
Murder and Unprovoked AssultPhp 5,000
Fire/Lightning Cash AssistancePhp 5,000
Death Benefit (due to Sickness/Old age)Php 5,000
Accident or Sickness Emergency Cash AssistancePhp 1,000
You can have an upgrade on your premium and for only P250, you may get the following coverage:

Five (5) COC
PremiumBenefitsCoverage
Php 250Accidental DeathPhp 125,000
Accidental Dismemberment and/or DisablementPhp 100,000
Murder and Unprovoked AssultPhp 25,000
Fire/Lightning Cash AssistancePhp 25,000
Death Benefit (due to Sickness/Old age)Php 25,000
Accident or Sickness Emergency Cash AssistancePhp 1,000 per
incident maximum
of 5 incidents
With all the uncertain events that cannot be predicted, having something that will provide compensation to help assist in times when you needed them most is something everybody deserves. Regardless of the premium you choose, you don’t just get good value for your money but also your peace of mind for your family's future.

You may visit https://www.cebuanalhuillier.com or your nearest branch to know more about ProtectMax.


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